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Legally Speaking

Sometimes you simply need a lawyer. You’ve been accused of something. You owe money you can’t pay. You’ve been injured and it wasn’t your fault. You have a DUI and maybe it was. You’ve been cheated and wish to file a lawsuit – or someone’s suing you. You’re getting divorced, or you’ve been divorced and there’s an issue with child support, visitation, or who knows what else. You’re declaring bankruptcy, merging your small business with someone else’s, fighting a traffic ticket, or sorting out a particularly complicated real estate deal. The possible reasons are endless. Sometimes it feels like the resulting legal fees are endless as well.

Most of the time, the cost of hiring a good lawyer, while never cheap, is still less expensive than not hiring them. We live in complicated times with a rather complex legal system. It seems like if the bad guys don’t get you, the bureaucracy and paperwork will. Many people who end up in messy situations need a little help paying lawyer fees. It doesn’t make you a failure; it means the system has some major room for improvement. It’s absolutely worth discussing how to simplify many things about the legal system, but for now – well, when you need a lawyer, you usually really really need one, and NOW. So let’s start with that.

Things may be messy right now, but you have some control. You’re not completely helpless and you’re not without options. Take a slow, deep breath, and think things through. There’s almost always a way to make things better, and usually several rather ugly ways to make them much, much worse. Let’s try the “make them better” route for now, shall we?

If you don’t already have a lawyer, that’s probably where you should start. If you have friends who’ve been in similar circumstances, ask for their recommendations. If that’s not an option, use the internet. Most attorneys will indicate on their websites what they do and don’t do. If you end up calling or filling out one of those online forms, be prepared to summarize your situation and wants concisely and clearly. Remember, you’re not trying to fit in the entire first consultation; you’re just trying to make sure they handle situations like yours. No reputable attorney is interested in wasting their own time or yours, so they’ll likely tell you pretty quickly if it’s not a good fit. Some will have recommendations, otherwise, move on down the list.

How Do I Keep My Legal Fees Low?

There’s no easy, universal answer to this. It may not be possible. Much of it depends on your specific situation and what you’re hoping to accomplish by hiring a lawyer in the first place.

If you’ve been arrested and can’t afford an attorney, the state is required to appoint you one at no cost. That’s part of the Miranda Rights someone probably read to you when you were being detained: “You have the right to talk to a lawyer for advice before we ask you any questions. You have the right to have a lawyer with you during questioning. If you cannot afford a lawyer, one will be appointed for you before any questioning if you wish.” This is one of those rare occasions on which something you probably know about mostly from TV is actually true – you have a right to a lawyer whether you can afford one or not.

Most of the time we need legal counsel or assistance for other reasons, however. One way to keep the cost manageable is to ask up front how legal fees will be computed and what you can do to help keep the cost under control. This needn’t be confrontational. Your lawyer should be right up there with your doctor, clergyman, and significant other in terms of how direct and honest you can be. Let them know you’re absolutely going to pay what you owe, but that resources are not unlimited. They may have things you can do about it, or they may not. You lose nothing by asking. If you’ve already made arrangements to take out a legal loan, that may prove helpful as well (although you don’t necessarily have to share the total available to you unless it seems relevant). Transparency is key.

No matter what the situation, arrive with your facts in order. If documents or other paperwork is involved, bring several copies of everything you might be asked to provide. Have your information organized and neat. Know your facts. If there are names or dates relevant to your situation, write them down with whatever contact information or other specifics might come in handy. If your situation involves online communication, print off copies of everything you may need to reference. Many attorneys charge by the hour for legal work; if you can do a few hours of organizing and preparation so they (or their assistants) don’t have to, all the better.

How To Get Help Paying For A Lawyer

If you’ve controlled the parts you can control and it’s still clear that decent representation is going to cost more than you have on hand, there’s absolutely nothing wrong with financing legal fees. Legal fee loans allow you access to funds you need now while restructuring your payments into regular, predictable, manageable monthly amounts. In other words, it brings some order to whatever chaos you may be going through right now and gives you flexibility by stretching out your financial obligation.

Don’t worry. We can help you find some good options when it comes to loans to pay for attorney fees. Hooking up normal people with reputable, flexible lenders is something of a specialty of ours. If you arrived here because you need help paying legal fees, you’re in the right place. You can skip to that nice little form at the top of the page and let us know who you are and what you need, and we’ll help you find a lender.

Of course you’re welcome to check with your local bank or credit union, or ask around with family or close friends. You never know what other options might unexpectedly present themselves. But don’t commit to anything without at least seeing what our online lenders have to offer. You may be surprised at just how flexible and competitive they can be.

Loanry® is here to help you pay off your legal expenses and attorney fees.

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Why Loanry?

When things aren’t going exactly the way you’d like to begin with, you’re probably not excited about the idea of taking off work to sit in a lobby hoping someone will talk to you about attorney loans or loans for legal fees bad credit might make difficult. You certainly don’t want to trust your lawyer loan to one of those sketchy “Payday Loan” places or “Quick Cash Now” windows outside the local liquor store. This seems like a situation which requires something a bit more reliable, doing business with someone who at least tries to understand what you’re going through and how they can make it a little bit easier.

Legal fees loans won’t eliminate your problems or make all of your stress go away. What the right loan might do, however, is make things a little more manageable. Whether you decide to use one of the lenders we recommend or not, our online loan calculators will let you adjust interest rates, loan lengths, and other factors to figure out what sort of terms make the most sense for you. Whether you end up choosing an online loan or not, you can easily access our entire database of articles about personal loans, the role of credit scores, and almost anything else related to personal or small business finance.

It’s all at your fingertips from any connected device, wherever you are and whenever you’re ready. We can’t always make everything easy, but it doesn’t all have to be so hard. And you don’t have to do it alone.

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There are two times it’s particularly easy to make reckless financial decisions. One is when times are good – we get careless because it seems like the good times can never end and we can do no wrong. It’s easy to run up unnecessary debt and lose track of our long-term goals and our current budget. The other is when times are particularly difficult. When we’re scared or miserable or overwhelmed, it’s easy to feel like nothing else matters or that we simply don’t have it in us to worry about financial commitments or interest rates or good money choices vs. bad ones. We’re focused on our immediate reality and it’s difficult for anything else to break through.

It’s essential to realize in good times and bad that more often than not, this too shall pass. The good times fade a bit and life gets back “to normal,” and we’re left with the consequences of every decision made during all that fun. The bad times, too, will eventually get better, and we’ll find ourselves trying to navigate the fallout of whatever we decided (or avoided thinking about) during those dark stretches.

If you’ve looked into loans for lawyer fees or anything else recently, you know that your current credit score and recent credit history substantially shape what sorts of interest rates and other terms are available to you. You may even be wishing you’d done a few financial things differently along the way. But how you handle this loan going forward is what will shape your credit score and credit history next time you could use some financial flexibility. Regular payments and reasonable budgeting won’t fix everything immediately, but you might be surprised how quickly your scores will improve.

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Loanry and the rest of the Goalry.com family are about more than helping you find a way to finance your attorney fees. We’re determined to provide users just like yourself with the information and resources they need to take more effective control of their personal and small business finances. We’ve created what we like to think of as a “content mall” of financial sites covering just about every aspect of personal and small business money management you can think of.

You can learn about different sorts of savings accounts and investment options on Wealthry.com or check your credit scores on Creditry.com. Read up on the pros and cons of personal loans or watch a brief video outlining how to best prepare for tax season. Use our online tools to compare loan options, estimate interest, or check your credit score and see how it compares to others.

Whatever you need to know, there’s a good chance it’s covered in plain, simple English and freely accessible from wherever you like, whenever you like, in one of our thousands of informational blog entries or our hundreds of videos. We’ll never tell you what to do, but we’d like to help you make more informed decisions along the way.

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Did You Hear?

“If there were no bad people, there would be no good lawyers.”

Charles Dickens (British Author)

Educate Yourself

You Have the Right to

Remain Informed

The amount of money you pay your attorney depends on your specific situation. Whatever led you to consult a lawyer, it’s perfectly appropriate to ask for a breakdown of attorney fees so that you know exactly what your money is paying for. Generally, you’re paying for your lawyer’s time as well as their expertise. Just as with medical procedures or producing hit singles, the greater the skill level required, the more you’re likely to pay. Lawyers loan you their knowledge and experience in addition to putting in actual time and energy on your case. Any additional expenses incurred by their work on your case (required travel, duplication of essential documents, etc.) are your responsibility as well.

We can help you maximize your investment in legal counsel by considering a number of ways in which you may be able to reduce what you’ll owe. Just as importantly, we can guide you through the process of paying for essential legal assistance through a personal loan. That way, no matter how difficult the situation, repayment is predictable and manageable. It’s a chance to start taking more effective control of your personal and small business finances, no matter what else is going on around you.

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We provide that information, at your request, to participating members who might be able to able to assist you with your financial needs. Many lenders transfer funds to your checking account as soon as the next business day.

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Reasons for Lawyer Loans

A lawyer loan is simply a personal loan for a specific purpose. That means that while it may be very useful paying your attorney fees, it can also be used for a variety of related legal costs.

Legal Fees Loans

Attorney fees can add up quickly. And yet, when you need a lawyer, you usually really, really need a lawyer and can’t always simply do without based on cost. The right loan allows you to pay your attorney in full, then repay your loan in manageable chunks spread out over a reasonable time period.

Bail Loans

When someone you love is in jail, you probably want to get them out as soon as possible. Bail is money you pay in order to secure their release. It acts as a guarantee that they’ll show up for court when required despite not remaining in custody between now and then. When you pay bail, you receive most or all of it back when they show up for their scheduled court date.

DUI or Traffic Tickets

If your budget is tight, and then you get fined for a DUI or have to pay a traffic ticket, you may have no money available to pay the extra, unexpected expense. You may be able to get a personal loan to pay the fine, and then repay the loan over time.

Lawsuit Loans

Whether you’re suing or being sued, a lawsuit usually means that a substantial amount of money is on the line. This is no time to skimp on sketchy lawyers or trust the internet to guide you through going it alone. If you’re filing the suit, some attorneys will work on contingency, meaning they only get paid if you win the case. On the other hand, their cut will often be 30% or more of the dollar amount in question.

Defense Attorney Loans

While the state will provide an attorney if you can’t afford one, many public defenders are overworked and underpaid. If you’re being accused of something serious, it may be worth paying a little more for quality representation by someone focused on you.

Business Transaction Loans

There are certain transactions that involve pages and pages of details and technicalities. Starting a new business, incorporating, purchasing real estate, signing a long-term contract for your skills or services, or other complicated scenarios are good times to hire a lawyer specializing in that field. It will cost you a little money up front, but pay off in reduced stress and avoiding unpleasant surprises down the road.

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