Any successful wedding starts with preparation. The same thing is true of successful loans. Ask yourself what elements of a loan are most important to you. Is it the total amount available? The lowest interest rates? The easiest repayment terms? Experiment with one of our online calculators to see how each adjustment of one factor impacts the others. Check your credit score before you begin applying so you’ll know whether you should demand premium interest rates or compare bad credit wedding loans.

Request information from your local bank or credit union. Discuss your options with trusted family members or friends. Then come to Loanry. We don’t loan money ourselves. We’re not selling you anything. Every part of the Goalry family is designed to help you take more effective control of your personal and small business finances. Information, online calculators and tools, and connections to reliable and creative online lenders, all available 24/7, from any connected device – wherever you happen to be, whenever you decide you’re ready.

You’re going to be pretty busy for the foreseeable future, but that’s OK. You can read up on loan options on your laptop over coffee or request a loan quote from a lender on your cell phone while riding the bus to work. Experiment with loan terms and interest rates on your lunch break at work or learn more about investments for normal people like yourself on your tablet after the kids have gone to bed. We can’t make everything about your new marriage easy, but we know for a fact that the money parts don’t always have to be as hard as others would like to make them. So, how can we help?

Matrimony is, by definition, a form of starting over. In our 21st century United States, it’s an act of unbridled optimism and a bold assertion of hope. Mixed in with all of this, it’s a chance to reboot and build something new. As you celebrate your nuptials, keep in mind that part of the whole marriage motif is building a future together. Part of that future – and an essential feature of most of it – involves financial security.

This is the perfect time to create a household budget together and look at ways to shave down that cable bill or renegotiate that cell phone plan. You may still be enamored enough with one another to live without quite as many streaming services or to reduce how often you eat out. It’s not about eliminating fun; it’s about choosing how you use your resources and keeping part of your focus on next year, and five years from now, and twenty. You may want to have kids one day, or you may already have kids whose wants and needs are rapidly evolving. You may eventually want to purchase a different home or a newer car or go somewhere special for an anniversary.

In the same way that your current credit rating and recent credit history shape the terms on which you’re able to finance today’s wedding plans and related expenses, what’s available to you in the future – and on what terms – will largely depend on the choices you make between now and then. Like so much else at the moment, that starts today. And, like so many other very big things, it’s largely about the little decisions you make day-to-day, week-to-week, and year-to-year.

Time, as far as we can tell, only moves in one direction. You can’t relive the good parts or go back to fix what might be broken or change what should have been different. But you have today, and every day hereafter, to take a few steps at a time in any direction you choose. Make the most of them.