Author: Cheryline Lawson

Cheryline Lawson is a personal finance writer who lives in Fort Lauderdale, Florida with her husband and two boys. She has worked as a mortgage broker and loan processor in the most recent past. She shares a lot of her experiencing in financial planning, real estate investing and budget advice with national media outlets like GoBankingRates, Intuit, Bustle, Buzzfeed and CBS News. Ms. Lawson is a graduate of Broward College in Florida. She came into her own as a mortgage broker after realizing so many people need help to get into their first home. She has a passion for helping others, especially those who need financial advice to use in their daily lives.
How to Get a Lower Interest Rate on Student Loans?

How to Get a Lower Interest Rate on Student Loans?

Education is not cheap in any country in the world, and the United States is no exception. For that reason, many undergraduate and graduate students choose to apply for federal student loans. Now, let us look at some ways of how to get a lower interest rate on student loans and the options students have available to them.

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A Scientific Way to Find the Best Loan for Medical School

A Scientific Way to Find the Best Loan for Medical School

There are different sources of funding for medical students, from scholarships to government loans and scholarship programs. To be able to properly manage the funds you have at your disposal, you must first know the options available to you in choosing the best loan for medical school.

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Use a Renovation Loan to Turn Old into New

Use a Renovation Loan to Turn Old into New

Home renovation loans are financial products that homeowners use to embark on a home improvement project. These are the ideal types of loans to renovate and fix up a home. After the renovation has been completed, the goal is to increase the value of the home. However, when you apply for the loan the ‘after renovation value’ is what the lenders use to know the amount of loan you should receive rather than using the existing home value. In so doing, the homeowner gets credit for the increased home value of the projected renovation value.

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Security Deposit Loans to Secure Your Place

Security Deposit Loans to Secure Your Place

When you are thinking of renting an apartment, you have to also consider the security deposit as well. In fact, you would never be able to move into an apartment without putting up a security deposit. These days, it is mandatory. However, not everybody is able to afford to come up with the first and last month’s rent, plus a security deposit. That is how the security deposit loans come in as a handy option.

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A State by State Guide On the Average Rent Across America

A State by State Guide On the Average Rent Across America

The average employee in the United States earns about $21 per hour used to pay for a modest and humble 2 bedroom apartment. This hourly amount is 3 times more than the national minimum wage, which is an average of $7.25 per hour. Let’s look at the average rent across America.

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Pros and Cons of Wedding Loans: Debt Do us Part

Pros and Cons of Wedding Loans: Debt Do us Part

Planning a wedding is exciting with all the details you fantasize about the big day. However, it’s also stressful with trying to find the best cake, decorations, limos, and so forth within a budget. One way to eliminate some of this stress is by taking out a loan for a wedding. There are pros and cons of wedding loans as with any type of financing. Nevertheless, you can make the best of this financing if you play your cards right.

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