Author: Kevin Strauss

Kevin Strauss is a personal finance writer and homeowner based in the Los Angeles area. Being in one of the most expensive markets in the country, he's learned to maximize resources to plan for both his monthly expenses and future financial needs. Kevin has a passion for helping those in a similar situation navigate the complex world of personal finance so they can pay down debt, plan for the future and live out their dreams. In addition to covering personal finance in depth on Loanry.com, Cashry.com, Debtry.com, Budgetry.com, Billry.com, Creditry.com and Taxry.com. Kevin shares his expertise with readers who want to create budget-friendly habits across the web.

No Closing Cost Mortgage: We All Like No Cost

There are two different ways that lenders structure no closing costs mortgages. The differences are subtle but the result is the same. Learn more in this blog!

Drive Away Lease Buyout Auto Loans Explained

If you have leased your car and have fallen in love with it then buying the car at the end of the lease can seem like a good option. Lease buyout auto loans can give you the financing you need. There are some things you want to consider before you get a loan. Depending on the current fair market value of your vehicle at the end of the term, the agreed-upon price in your lease agreement, and the interest rate you could be approved a loan, these loans may be an expensive option.

Rewards Credit Cards for a Rewarding Experience

Rewards credit cards are a way to earn money back, points, or miles for your spending. You could get rewards for specific categories or you could get a flat rate for purchases. When shopping for a rewards card, you can see that the cards will vary widely in whether or not there are a sign-up bonus and annual fee, and the kind of rewards that are offered. Cash back cards may not have any annual fees but many travel cards will.

Various Ways to Use an Unsecured Home Improvement Loan

An unsecured home improvement loan gives you money to fix up different areas of your home. You may have already borrowed money to buy your home so why not borrow some more money to make sure you get it in perfect shape for you? Using these types of loans can be a convenient way to pay for repairs and renovations. An unsecured home improvement loan is just a personal loan option that has a fixed purpose for home repair.

How to Save Money on Your Auto Loan

Buying a car is one of the most expensive purchases you will make. Although you may not be able to do anything about the rising auto prices, you can save money on your auto loan by lowering the interest rate you will pay.

Mortgage Broker Fees Explained: Home Loans 101

Before you decide to go with a mortgage broker, you should understand how mortgage broker fees work so you can make sure it’s the right decision for you.

3 Mortgage Terms to Know: Principle, Interest, Down Payment

Let’s explain and exemplify the three most common mortgage terms you hear: principle, interest and down payment.

Where Can I Find Attorney Loans Online?

An attorney loan is a loan that can be used to pay for legal services. No matter who you are, you may need a lawyer at some point and you may need loans to pay for attorney fees. If you don’t have a lot of money you can put toward hiring a lawyer then you will need help and this is where attorney loans come in. In order to get an attorney loan, you need to consider several important things.

What is the Impact of a Student Loan on Your Credit Score?

Having to pay back a student loan can be a real bummer and it’s a frustrating process, especially because of the student loan impact on credit score. But there can be an upside if you pay back the loans on time. In fact, regular payments can help your credit.

Does a Debt Consolidation Loan Hurt Your Credit Score?

Depending on how you go through the process of debt consolidation, a loan can have an impact on your credit score. It can help your credit score in some ways and in other ways it can hurt your credit score.

We’re all about helping you reach your financial goals, whether that’s paying off your student loan, consolidating credit card debt with a personal loan, shopping for a mortgage or growing your wealth.

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